Financing Your Tiny House Dream

Explore financing options including chattel loans, calculate what you can afford, and get expert guidance on securing funding for your custom tiny house.

How Much Can I Afford?

Use our calculator to estimate your monthly payments and see if a tiny house fits your budget.

Loan Calculator

DollarPercent

20.0%

Results

Enter your information and click "Calculate" to see results.

Financing Options

Multiple pathways to make your tiny house dream a reality.

Chattel Loans

Personal property loans designed specifically for moveable homes like tiny houses on wheels.

  • 10-20 year terms available
  • Competitive interest rates
  • Less stringent requirements

Best for: Tiny houses on wheels, first-time buyers

Personal Loans

Unsecured personal loans offer flexibility but typically have higher rates and shorter terms.

  • No collateral required
  • Quick approval process
  • Use funds for any purpose

Best for: Smaller loans, good credit, quick funding

Payment Plans

Work directly with us on a custom payment schedule that fits your budget and timeline.

  • Flexible terms
  • No loan fees
  • Direct builder relationship

Best for: Large down payments, unique situations

Ready to Get Started?

We're here to help you navigate the financing process every step of the way.

What We Provide

  • Detailed cost estimates
  • Lender recommendations
  • All required documentation
  • Flexible payment schedules
  • Ongoing support

Contact Our Financing Team

(479) 285-0221

Mon-Fri, 8 AM - 5 PM

sales@newcandlecottages.com

Response within 24 hours